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Payment system Mercury (USA)

The Mercury platform was created in 2017 to serve online startups and technology-oriented enterprises. It is a kind of commission-free business banking that is best suited for small business owners.

Mercury combines the capabilities of checking and savings accounts. Not available for individual entrepreneurs. There is a deposit insurance system that covers up to 250 000 USD. The partner bank is Evolve Bank & Trust.

OPEN AN ACCOUNT IN MERCURY BANK USA

Types of accounts

Corporate; settlement, savings.

 

The payment system opens accounts only for companies registered in the United States with a federal number with an EIN.

 

Do not open accounts for companies whose founders and directors reside in the following countries: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of Congo, Iran, Iraq, Lebanon, Liberia, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen and Zimbabwe.

 

Mercury does not work with high-risk activity.

 

To open an account, you must have or plan to do business in the United States and/or serve US customers.

The cost of opening of the account (payment system tariff)

The cost of opening an account is free.

 

There is no minimum balance/contribution.

Representative offices

None.

Management of the account

Using the free software Internet Banking.

Payment system tariffs

Account maintenance is free.

 

Translations:

- internal - free of charge;

- international in the USA - free of charge.

 

For more information on tariffs, check with our specialists.

Terms of opening the account

The process of opening an account consists of two stages: the preparatory stage and the stage of opening an account itself.

The preparatory stage includes the collection and provision of documents required to open an account. The term of the preparatory stage depends directly on you.

The account is opened within 10 working days from the moment all the necessary documents are submitted to the payment system.

Mercury adheres to the principle of “know your customer” and in each individual case reserves the right to request additional information or documents, which may lead to an increase in the time for opening an account, and may also refuse to open an account without giving reasons.

Staff

English.

Credit/debit cards

MasterCard, Visa.

Documents for opening an account

Company documents - originals of all statutory documents are required. In addition, you must provide a document from the IRS about the presence of an EIN tax number.

 

Account manager documents:

- original internal passport;

- original passport;

- original identification code;

- original bank recommendation;

- receipt of utility bills (for gas, electricity) not older than 3 months (to confirm the address of residence).

 

Documents for the beneficiary of the company:

- original internal passport;

- original passport;

- original identification code;

- original bank recommendation;

- receipt of utility bills (for gas, electricity) not older than 3 months (to confirm the address of residence).

 

Additionally, the payment system may request documents confirming the source of income (wealth) of the beneficiary.

The procedure of opening an account

It is necessary to visit our office in order to fill in a questionnaire and to certify documents for the company, attorney and beneficiary. After that copies of all documents are sent to the payment system for review and opening an account.

Opening an account is done remotely.

For further consultation concerning the terms of account opening in в Mercury bank (USA) please contact our office. We will respond to any questions you may have and will help you open an account in American payment system  Mercury US bank or any other bank out of 70 foreign banks you may choose from.

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