Regionala Investiciju Banka JSC (Latvia)

Main » Accounts in banks » List of banks » Regionala Investiciju Banka JSC (Latvia)

Regionala Investiciju Banka JSC (Latvia)

Bank obtained the license in September 2001 and entered at the same month in the Register of enterprises of Republic of Latvia as a join-stock company.  In 2009, bank became an authorized member of international organization of payment system MasterCard Worldwide, upgrading into the new level of providing clients with security and service. The dominant shareholder of Regionala Investiciju Banka is the join-stock bank «Pivdennyi», PJSC, which concentrates 81,847% of the shares.

TO OPEN AN ACCOUNT IN REGIONALA INVESTICIJU BANKA

Types of bank accounts

Personal, corporate (all accounts are multicurrency).

The bank does not open accounts for the companies registered in offshore jurisdictions.

The cost of opening of the account (bank tariff)

For legal entities – 270 USD.

For natural persons – 170 USD.

The cost of opening an account includes charges for issuing Digi Pass.

This sum of money is written off after the first entrance of cash means.

 

The bank provides an opportunity of urgent account opening. The additional fee for that service is 100 USD.

 

At the opening of corporate account it is necessary to order a corporate card for the name of account holder.

Representative offices 

The bank has representative offices in a few countries.

Management of the account

Via free software – Internet Bank.

Bank’s tariffs

Account maintenance for natural persons – for free.

Account maintenance for legal entities – 20 USD per month.

 

Transfers (USD):

- standard – 35 USD;

- urgent – 45 USD;

- express – 75 USD.

 

Transfers (EUR):

- standard – 20 EUR;

- urgent – 30 EUR;

- express – 35 EUR.

 

 More detailed information concerning tariffs can be found on the website of the bank.

Terms of opening the account 

The procedure of opening an account starts with a preliminary stage, which includes process of gathering and filing documents, which are required for opening an account. Term of the preliminary stage will depends precisely on you.

The procedure of consideration the documents and reaching the decision by bank regarding opening an account takes from 10 to 12 working days starting from in-person meeting with the bank’s manager.

Regionala Investiciju Banka has the rule of KYC policy and reserves the right to require additional documents what may lead to account opening term exceeding, as well as refusing of account opening without reasons explanation.

Staff

Russian/English speaking.

Credit/debit cards

Maestro, MasterCard.

Other bank’s products

Deposits, investments, trade finance, loans.

Documents for opening an account

Forms for signing are provided at the representative offices of the bank at the time of in-person meeting.

 

Company’s documents – originals of all company’s statutory documents need to be provided. In case that from the date of company incorporation has passed more than one year, the Certificate of Good Standing under apostil is required.

 

Documents for  the nominal manager/shareholder (while using nominee services):

- copy of the passport (in case if the nominee is natural person);

- copy of the statutory documents (in case if the nominee is a legal entity).

 

Documents for the account holder:

- original of national passport;

- original of foreign passport (in case of presence of it).

 

Documents for the beneficiary:

- original of national passport;

- original of foreign passport (in case of presence of it).

Also, 2 documents as minimum from the list below are required:

- proof of employment;

- if beneficiary holds a resident company, the Certificate of Incorporation and Article of Association of the company are required;

- graduation certificate (mandatory);

- bank statement from the beneficiary’s account;

- documents that proves presence of immovable property (mandatory);

- bank reference letter.

The procedure of opening an account

You need to fill in the survey questionnaire, which is to be emailed to your email address. After filling it in, we will organize meeting of the attorney/beneficiary with the bank’s representative in order to sign the required forms and to certify the company’s documents, documents for attorney and beneficiary.

The requisites of the bank account may be provided by a bank before the real moment of account acceptance (opening).

Bank site

www.ribbank.com

For further consultation concerning the terms of account opening in Regionala Investiciju Banka (Latvia) please contact our office. We will respond to any questions you may have and will help you open an account in Latvian Regionala Investiciju Banka or any other bank out of 70 foreign banks you may choose from.