Euram Bank AG (Austria)

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Euram Bank AG (Austria)Established in 1999 in Vienna European American Investment Bank AG (Euram Bank) is independent private Austrian bank.  

Bank offers exclusive decisions for national and foreign clients; provides ideas for family business, private companies and financial institutions.

Wide variety of bank services and investment bank expert examination (investment advice, assets management, securities services) are as well offered by bank. Bank officers will consult on corporate financing perform loans secured by shares and fiduciary contracts.

All managers of the bank can freely speak on almost all European languages including Russian and we can consider this as great virtue. 

In addition, this is the only independent bank in Austria that offers their own premium class credit card with 24h concierge service Russian speaking and priority pass in more than 600 business lounges all over the world. Finally, these cards are 3 times cheaper in exploitation than any Visa card.

Another major advantage of this bank is opening complex accounts (for VIP).

 

Account types

Personal, corporate (multicurrency), main priority of the bank is investment accounts.

Opening of operating account is possible with abidance of 2 conditions: minimum non-reduced balance and maximum amount of payment is 20 per month. In case, if you will need more payments this question will be taken under consideration on individual basis.

Bank also opens accounts for offshore companies.   

Price of opening the account

(bank tariffs )

For natural persons – EUR 150.

For legal entities – EUR 300.

Requirements settled for opening account and trigged balance – 100 000 EUR.

You can only use this sum of money of you order bank’s credit card. In the end of each accounting period, you heed to have enough money on the account to cover the negative exponent on the cad. In addition, you can use this amount of money to buy shares (only in case if you will after allocate them in the bank as deposit or you are taking the loan from bank on these shares.

Representative offices

Bank has no representative offices in other countries.

Account Management

Via phone, e-mail, fax. Internet banking is working in passive mode (for viewing account state only).

Bank Tariffs

Closing account – EUR 50.

Account maintenance – EUR 60 per quarter (per one account opened in one currency).

Withdrawals inside EEA – EUR 10.

Withdrawal outside of EEA – 0,25% (min. EUR 150, max. EUR 1000).

Terms of opening an account 

Account opening starts from preparatory stage. It includes gathering and providing us with the documents needed for account opening. The term of preparatory stage depends on you.

Reweaving of documents by bank employees takes weeks since the documents were delivered to the bank.

Euram Bank AG follows KYC policy and reserves the right to require additional documents and documents from the client what may lead to account opening term exceeding, as well as refusing of account opening without reasons explanation.

Staff

Managers of the bank can freely speak on almost all European languages including Russian.

Credit/debit cards

MasterCard, Visa.

Bank also offers their own premium class credit card.

Additional banking products

Bank offers variety of bank services and investment bank expert examination.

Documents required for opening an account

Forms for signing: we will provide you with them in our office upon personal meeting.

 

Company’s documents:

You should give us the originals of all corporate documents and Certificate of Incumbency affixed with apostille no older than 6 month. If the company is older than 1 year, we need you to provide us with the Certificate of Good Standing affixed with apostille.

 

Documents from the account holder:

  • original of internal passport;
  • original of foreign passport (if applicable);
  • detailed CV.

 

Documents from the beneficiary:

  • original of internal passport;
  • original of foreign passport (if applicable);
  • detailed CV.

 

Documents for the nominee director/shareholder/secretary:

  • copy of passport if nominee, if natural person;
  • copy of the Certificate of Incorporation, copy of Charter and Articles of Association, copy of Minutes on appointment the director and copy of passport of such director, copy of  Certificate of Incumbency in case if nominee is a legal entity.

The procedure of opening the account

You need to fill in survey questionnaire, which we will email on your address. After filling it in, Campio Group will organize preparation of required bank forms and you can sign then our office.

Bank webpage

www.eurambank.com