Česká spořitelna, A.S. (Czech Republic)

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Česká spořitelna, A.S. (Czech Republic) 

Ceska sporitelna is the biggest trading bank in Czech Republic, which combines 5 mln. of clients. Also this is the second bank with the deposited funds. It is a contemporary bank focused on retail clients, small and medium sized enterprises, that plays an outstanding role in financing the large corporations. Sporitelna is one of those banking institutions, which determine and set the trend for modern banking services and technological innovations.

Beginning from the year 2000 Ceska sporitelna is the member of Erste Group – the leading provider of financial services in the Central Europe, the main office of which is located in Austria. Ceska sporitelna manages to win 10 years in round the award «The most reliable bank of the year».


Types of bank accounts

Personal and corporate; current and depositary accounts.

Currencies of accounts: EUR, USD, CHF, GBP, CAD, DKK, JPY, SEK.


The bank does not open accounts for the companies registered in offshore jurisdictions.


While opening the account as a mandatory requirement a client shall show his connection with Czech Republic (indicate Czech contractors/partners or employment on the territory of Czech Republic). 

The cost of opening of the account (bank tariff)

For individuals/legal entities – for free.

After the account is opened the amount of 40 EUR has to be paid for the account access certificate.


The minimum required for personal and corporate account – 40 EUR (or the equivalent of this amount in the account currency).

Representative offices


Management of the account

With the help of Internet banking.

Bank’s tariffs

Monthly maintenance of the account depends on the amount of transactions. The minimum price of account maintenance is 100 CZK per month.


The bank statement:

- for the last 12 months – 75 CZK;

- older than 12 months – 300 CZK.


The following banking service named SERVIS 24 is free of charge.

For activation of SERVIS 24:

to acquire the reader chip with the unlimited terms of validity – 350 CZK;

to acquire the chip cards with terms of validity beginning from 3 to 4 years – 350 CZK;

- to obtain the client’s certificate (terms of validity up to 1 year) – 350 CZK.


Incoming payments:

- intrabank transfers – for free;

- transfers from ЕU (SEPA) countries under 50 000 EUR 100 CZK;

- other transfers – 1% from the amount of payment (min 100 CZK, max 950 CZK).


Outgoing money transfers and payments in foreign currency (not CZK) from personal and corporate accounts: 

- intrabank transfers 50 CZK;

- transfers to ЕU (SEPA) countries under 50 000 EUR 220 CZK;

other transfers (the funds are deposited in the period from 1 to 3 days) – 1% from the amount of payment (min 220 CZK, max 1900 CZK);

- urgent transfers (the funds are deposited in the period from 1 to 2 days) – extra 500 CZK to the standard payment fee. 


Currencies of money transfers: AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, JPY, NOK, NZD, PLN, RON, RUB, SEK, USD, TRY, TND, ZAR.

Terms of opening the account

The process of account opening consists of two stages: the preparatory period and the account opening itself.

The preparatory period includes the following: gathering and presentation of the necessary documents,  required for the account opening. The terms of the preparatory stage depend on -you.

The process of documents’ examination and taking the decision as of account opening takes approximately 9 working days from the moment all required filed have been submitted to the head office of the bank in originals. 

Česká spořitelna adheres to the «know your client» principle and thus you may be requested any additional information or documents. This may extend the process of the account opening. Bank also may refuse to open the account without any explanations. 


English/Czech/Slovak speaking.

Credit/debit cards

Visa, MasterCard.

Other bank’s products

Deposit, payment transactions, securities, trade finance, safes, credit services, investment, escrow accounts.

Documents for opening an account

Forms for signing are provided in our office.


Company’s documents*:

- originals of all statutory documents;

- for Czech companies – full company search Certificate (Extract from the Registry), apostille is not required;

- for companies – non-residents of Czech Republic – Certificate of Good Standing under apostille.


*The documents are to be provided in Czech language (for Czech resident companies) and in English language (for companies incorporated in other jurisdictions). The bank accepts only notary certification of documents.  


Documents for the account holder (attorney of the company):

- original of internal passport;

- original of foreign passport.

The translation of these documents into Czech or English is not necessary.


Documents for the beneficiary – the same set as of the account holder.

The procedure of opening an account

You should visit our office in order to fill in the questionnaire, to make the preliminary check of the documents as of company, attorney (account holder) and beneficiary.

In order to open an account a personal visit of the attorney to the Headquarters of the bank in Prague is required.

Bank site


For further consultation concerning the terms of account opening in Ceska sporitelna (Czech Republic) please contact our office. We will respond to any questions you may have and will help you open an account in Czech Ceska sporitelna or any other bank out of 70 foreign banks you may choose from.